H&R Block provides coverage to help protect your income in the event of a disability.

 

Overview

To help provide you peace of mind during a difficult time, H&R Block offers disability insurance that replaces a portion of your income if you experience an illness or injury that prevents you from working.

Who is eligible?

Regular associates who are scheduled to work a minimum of 20 hours per week are eligible for disability benefits. Short-term disability and basic long-term disability are provided at no cost to all eligible associates. If you’d like more coverage, you can elect to buy additional long-term disability coverage during Open Enrollment or New Hire Enrollment.

 

Short-Term Disability

If you are injured or are diagnosed with an illness that will prevent you from working for an extended period of time, short-term disability (STD) coverage will support you financially. Here are the highlights:

  • Provided by H&R Block to all eligible associates at no cost.
  • You are automatically enrolled in this benefit on the first day of the month following your hire date.
  • Provides 100% of your base pay for the first 90 days.
  • Provides 60% of your base pay from days 91 – 180.
When can I file a claim?

In order to receive STD benefits, your STD leave must be approved by New York Life Group Benefit Solutions. You will be eligible to file a claim for STD on the first day of the month following your date of hire, for an approved leave of absence that will continue for a minimum of 14 consecutive calendar days.

 

Long-Term Disability

If you are seriously injured or are diagnosed with an illness that will prevent you from working for an extended period of time, long-term disability (LTD) coverage will support you financially. Here are the highlights:

  • Provided by H&R Block to all eligible associates at no cost.
  • Provides 40% of your income.
  • You are automatically enrolled in this benefit on the first day of the month following your hire date.
  • You are eligible to receive this benefit after you have been disabled for 180 consecutive days.
  • If you’d like more coverage, you can elect to buy up to 60% coverage (up to a maximum monthly benefit of $20,000) during Open Enrollment or New Hire Enrollment.
Will I need to submit EOI?

If you do not elect buy up LTD coverage when first eligible, Evidence of Insurability (EOI) will be required if you choose to enroll in coverage at a later date.

LTD Rates

Learn more about your LTD benefits, including how much coverage will cost.